Hello, and thanks for visiting Plans Over Coffee!
I am Coletta Redd, the owner of Plans Over Coffee, a woman-owned business. I am a licensed life insurance broker a mother, a wife, a genuine person, and a professional who enjoys a good cup of coffee. I have a passion for educating families on the fundamentals of life insurance, to reduce the reliance on funding alternatives for final expense costs, such as fundraising during times of loss or need, which is why Plans Over Coffee was created.
As a multi-state producer and underwriting life insurance broker, and owner of Plans Over Coffee, I am proud to say that we offer enhanced flexibility and a broader selection of carrier options, significantly improving your chances of obtaining approval.
We collaborate with A-rated life insurance companies to compare rates and secure a plan that aligns with your customized needs and budget.
For more educational content, please join me on my social media segment, "Coffee With Coletta."
There is no need to worry about pushy sales tactics here, we want you to have a plan that you can comfortably afford. As we like to say here "something is better than nothing."
Plans Over Coffee specializes in final expense plans, and offers the following other services:
- No Medical Exam Plans
- Phone Appointments
- Evening and Weekend Hours
- Instant Decisions
- Whole Life with Cash Value
- Term Life
- Additional Little to No Cost Living Benefits
- Social Security Payment Scheduling for Premiums
- Affordable Life Insurance Plans
- Options for individuals with pre-existing conditions that may be ineligible for coverage by other insurance providers.
Currently Servicing The Following Areas:
- Georgia
- Louisiana
- Texas